1.643 Ofertas de Delphi en España

ABOUT THE OPPORTUNITY

Are you ready to embark on an exciting journey with Permisso, the trailblazers of digital transformation in the financial services industry?

You will play a pivotal role in shaping the future of financial services across Europe. We're on a mission to create a more transparent, fair, and user-centric landscape, and we're building the rails to collect, process, and share financial, employment, and other crucial data in real-time.

If you're passionate about driving change, pioneering innovation, and achieving remarkable results, this opportunity is for you!

Your main role here will be to build the product which is developed predominantly using Typescript and MongoDB on the backend, React on the frontend and python for the data extraction and data parsing services. You will be part of one of the product teams, creating new features and improving the already existing ones.

At Permisso, we place value in our office culture - the relationships and collaboration it builds and the creativity it brings to the table. We operate as an office first company, understanding remote as a tool that helps ensure our team can create a work-life harmony that best fits them.

WHAT YOU'LL BE DOING

• Design, develop, test, deploy and maintain software in a thriving environment.
• The work will focus mostly on creating new features for our tech product and make improvements on the existing ones.
• Work within your cross-functional team (designers, engineers, …) to uphold the highest technical standards right across the product.
• Test, learn and iterate features based on market needs and customers’ feedback.

WHAT YOU’LL NEED

Background:

• Minimum 4 years of experience, some of them in a startup environment in similar roles (preferably if you have been in different startups).
• You have worked using agile methodologies (preferably SCRUM).

Skills:

• Knowledge in object-oriented programming following industry best practices such as SOLID, Clean Code, Design Patterns, Unit Testing, TDD, CI/CD, etc.
• Automatic testing knowledge and experience.
• Work well as part of a team in a fast-paced environment.
• Communication and organisational skills.
• Language Skills: full professional proficiency in English.

Traits:

• Highly motivated and not afraid of getting things done.
• Ready to take high impact decisions, risks and responsibilities in their daily work.
• Motivation to keep learning to write maintainable and well-tested code.
• Give and receive open, direct and timely feedback.

WHAT’S IN IT FOR YOU:

• We have an open and structured career ladder. Your salary will be based on your position based on your seniority and ladder level. The ladder levels that will fit into this position have a base salary between 45k€ and 65k€.
• Variable pay of up to 10% of your gross annual (paid every six months) depending on your performance and company performance.
• Early-stage equity, giving you a stake in our exciting journey
• A total of 26 days of paid vacation: 23 days of paid vacation + 1 day off for your birthday (because it’s your bday!) + 2 days off for Christmas and New Year's Eve

THE HIRING PROCESS

1. Cultural Fit Interview: We’ll get to know what motivates you and share what drives us to ensure we’re a great match.
2. Technical Home Test: A practical test designed to be completed in 2-4 hours.
3. Technical Review & Interview: We’ll discuss your approach to the test and cover other technical aspects of your background and experience.
4. References & Team Meet: We'll ask for a couple of references for a quick call. You'll also have a chance to meet the rest of the team. If all goes well, an offer will follow!
5. Onboarding! Welcome to Permisso!

WHO WE ARE

Financial services are moving fast towards full digitalization. One of the most important catalysts for that has been fintech enablers and infrastructure. Consumers can now compare, apply and subscribe to a full set of financial services online including legacy products such as insurances, loans, car rentings, or even mortgages. Easiness, user experience and velocity in every step of the process is crucial in order to remove friction points to make those products fully digital. Access to relevant, accurate and actionable data from applicants at speed is the pillar to meet both consumers and financial services needs.

At Permisso we are building the rails to collect, process and share financial, employment and other relevant data in real-time, securely and automatically directly from third parties’ products.

Our smart open data solution combines a robust yet simple API with a suite of low-code and no-code tools to help our customers (the new wave of fintechs, proptechs, insurtechs, tax management companies in Europe) collect and digest the necessary data from their users within their apps, communication channels and operations.

Founded by 3 experienced entrepreneurs in fintech and digital banking, and backed by top-notch national and international investors (including JME, Draper B1, Notion Capital and serial fintech entrepreneurs), Permisso aims to create a new business standard for financial services, much more transparent, fair and closer to the end-user.

Because shaking an entire industry is not an easy task, the company encourages ownership, innovation and creativity to foster incremental and lateral thinking in order to solve complex and high-impact problems.

About Us

We are a software and data platform that brings carbon intelligence to global commodity industries.

By connecting supply-chain data, regulations, and real-world emissions, we enable producers, traders, consumers, and regulators to understand and manage the true carbon intensity of their decisions. Our multi-tenant B2B SaaS platform is intelligence-first — AI and automation are built into the user experience by default. We're currently in Stealth mode, but will launch in late Q4 2025.

The role

We’re looking for a software engineer who wants to solve real business problems through clean, reliable, and scalable software. You’ll join a small, sharp, and collaborative team where engineers shape architecture, product, and delivery decisions alike. You’ll work primarily across our backend stack, but you’ll also have the opportunity to touch data and frontend systems as we evolve.

What you’ll do

• Design and build backend services that power our data and intelligence platform.
• Own features end-to-end — from understanding the business context to shipping and maintaining production code.
• Collaborate directly with product and data teams to translate complex domain logic into simple, maintainable software.
• Contribute to a high-quality codebase through reviews, clear design, and thoughtful trade-offs.
• (Optional) Explore and contribute to related areas such as data pipelines, orchestration, or frontend development.

Python · FastAPI · SQLModel / SQLAlchemy · PostgreSQL · Celery

Other technologies we use:

React · TypeScript · Dagster · Spark · Iceberg · AWS

What we’re looking for

• Strong fundamentals in Python and web backend development.
• Solid understanding of databases, async execution, and APIs.
• Curious about how technology creates business value — you think beyond “just the task.”
• Comfortable working independently, with a sense of ownership and follow-through.
• (Bonus) Experience in data-heavy systems, B2B SaaS, or tech-based consulting.
• (Nice to have) Interest in commodities industry, the energy transition or carbon markets.

Why Us

• Small, high-trust team — fast decisions, no politics, no endless planning cycles.
• Focus on building high-quality solutions that scale, not just keeping the lights on.
• A chance to shape software that matters in the global energy transition.
• Monthly team meet-ups across Europe (travel covered).

How to apply

• Send us a short note about yourself, what excites you about the role, and a link to your profile (CV, GitHub, LinkedIn, or whatever you prefer).

DOGA is a growing multinational company with over 60 years of experience in the development of customized projects for various industrial sectors. With a strong focus on R&D, we established ourselves as a key player in the creation of advanced solutions by combining electronic and mechanical engineering .

We design and manufacture our own products , which allows the company to maintain full control over quality and innovation. With a global presence , we have subsidiaries in Italy, the United States, Mexico, Brazil, China, India, Morocco and Japan, and distributes its products to over 70 countries.

We are seeking a multidisciplinary Senior Software Engineer , in the full software development life cycle, from backend, frontend, web, desktop, Apps, and embedded Linux systems . The ideal candidate is a proactive problem-solver with a meticulous approach to design, development, and improvement of complex systems. They should be eager to apply their extensive technical knowledge and embrace agile methodologies, including CI/CD, SOLID principles, design patterns, and comprehensive testing.

ESSENTIAL TASKS

• Design, develop, and maintain robust and scalable software solutions across various platforms, including web, desktop, and embedded systems (Linux, RTOS).
• Wide array of programming languages and frameworks.
• Implement and champion modern software engineering practices such as CI/CD, design patterns, unit testing, and integration testing.
• Engage in low-level communication protocols (serial, RS485, I2C, SPI) and manage wireless communications (Wi-Fi, Bluetooth LE, MQTT).
• Firmware development over microcontrollers is a must .
• A strong understanding of electronic design principles is very valuable.
• Contribute to hardware-software integration
• Collaborate effectively in Scrum and Agile team environments , taking ownership of tasks and projects from inception to successful completion.
• Utilize source control management systems like GitLab, GIT, and TFS.

PROFILE REQUIRED

• 10+ years of experience in software engineering, with a strong background in multidisciplinary projects.
• Proficiency in multiple programming languages , including C, C++, C#, Python, Java, and VB.Net.
• Extensive experience with Python (microservices, Docker, Flask, Tkinter, SQL queries, CI/CD, AI/ML).
• Strong background in .NET Core (3, 6, 9), including MAUI for cross-platform mobile development, microservices on Linux/Windows, MVC web pages, and C# development.
• Demonstrated experience with legacy .NET (1.1-4.8), ASP.NET, Web Forms, MVC, and SQL Server.
• Hands-on experience with embedded Linux systems & FreeRTOS , and low-level communication.
• Proven ability to design systems from scratch and significantly improve existing ones.
• Experience with AI/Machine Learning concepts , including image processing, classification, custom models, and data augmentation.
• Familiarity with IT infrastructure concepts , including virtualization (Proxmox, VMware ESXi), networking, and server management.
• Experience with Altium Designer or similar for electronic schematics and PCB design.
• Meticulous problem-solving skills and a detail-oriented approach to development.
• Highly self-motivated, adaptable, and capable of working both independently and
• as a strong team player.

WHAT WE OFFER

Job Overview

The Software Developer will focus on designing, building, and maintaining backend systems and applications. This role emphasizes delivering high-quality, dependable, and maintainable software while working collaboratively with cross-functional teams to meet business objectives.

Key Responsibilities

• Develop and implement new backend functionalities on a scalable, resilient platform.
• Support the rollout of an advanced microservices-based architecture.
• Stay updated on emerging technologies and contribute to key architectural decisions.
• Follow test-driven development (TDD) methodologies.
• Write code optimized for performance, reliability, and maintainability.
• Analyze and translate functional requirements into technical solutions.
• Produce clean, well-documented code.
• Work closely with developers, QA engineers, and product teams to ensure quality delivery.
• Utilize analytical thinking with a strong focus on software quality.
• Track tasks, issues, and project progress using management tools.
• Prioritize and manage your own work to meet deadlines and deliverables.
• Review code changes and participate in peer code reviews.

Required Qualifications

• Minimum of 2 years experience as a backend software engineer, proficient in Python or Go.
• Knowledge of DevOps methodologies and containerization within cloud environments.
• Experience designing and maintaining distributed systems and microservice architectures.
• Demonstrated success working on high-transaction, high-volume systems.
• Strong dedication to software quality and best engineering practices.
• Excellent attention to detail and ability to deliver precise work.
• Capable of working independently with limited supervision.
• Strong verbal and written English communication skills.
• A degree in Information Technology or related discipline is preferred.

Additional Information

• Location: Málaga
• Desired Start Date: Immediate availability preferred

At Capitole Consulting we keep growing. and we want YOU to be part of the family!

We are looking for a Software Engineer who is passionate about building technology solutions that make cities more efficient, reduce environmental impact , and help shape a more sustainable future .

You’d be joining a global initiative focused on smart water management & clean energy generation , creating platforms that directly influence how water is consumed and how waste is transformed into energy .

What we value in your application:

C# / .NET (6 or 8), ASP.NET, MVC, Visual Studio

JavaScript / Angular for building responsive frontends

Azure and CI/CD pipeline s with Azure DevOps

Containerization with Docker and real-world experience deploying and orchestrating services in Kubernetes (AKS)

Databases (SQL/NoSQL) and messaging (RabbitMQ / Kafka) are a plus.

What will you be doing?

• Design and build scalable SaaS solutions with a tangible environmental impact
• Take ownership of cloud-native deployments and container orchestration
• Partner closely with Ops to ensure high-availability, secure, production-grade environments.

You’ll work on a remote metering platform in a highly agile, international environment, involved from architecture and design to TDD-driven development, deployment, and continuous delivery in real production systems.

Location: Hybrid in Alicante 1-2 days/week onsite, so you´d (maybe) need to be open to re-location within Spain.

️ Language: English at a professional leve l C1 is essential to work with our global teams.

Why Capitole?

Because we’re great, but with you, we’ll be even greater. Here’s what we offer you:

️€1200 annual training budget (languages, books, certifications)

️Flexible working hours

️Flexible remuneration package

️Discounts in sports centers (AndJoy)

️Free private health insurance

Company Description

Prosper AI specializes in AI Phone Agents for healthcare, providing human-like expertise while significantly reducing costs. Our AI Agents efficiently handle tasks for calling patients and payors such as claims status checks, benefit verification, prior authorizations, patient scheduling, and balance reminders. We aim to eliminate $200B in administrative waste, allowing healthcare professionals to focus more on healing and less on administrative tasks.

Role Description

At Prosper, we’re pushing the limits of what’s possible with real-time AI. We’re not just making voice agents that “talk”, we’re engineering systems that sound human, reason under strong latency constraints, and adapt instantly to messy, high-stakes healthcare conversations. As a Software Engineer, you’ll be at the center of designing and scaling our platform, the low-latency speech/LLM pipelines, orchestration layers, and reliability systems that make this possible.

This is a full-time on-site role located in Barcelona with the possibility to move to the New York Office.

Qualifications

• Bachelor’s or Master’s degree in Computer Science, Engineering, Maths, Physics or related field (or equivalent experience).
• 3-5 years of experience building complex software solutions. 
• Solid grasp of algorithms, data structures, and software engineering best practices, especially in Python. Familiarity with production ML practices.
• Founder mindset: ownership + hard work. You see Prosper as a learning step for your future startup.
• Be ready to handle the stress of deploying AI voice agents to thousands of daily phone calls

About Iqana

Iqana is a Barcelona-based fintech startup building the first AI-powered crypto wealth manager . Our mission is to make institutional-grade digital asset investing accessible through a seamless, intelligent platform.

We help investors — from high-net-worth individuals to forward-looking institutions — gain secure, automated, and personalized exposure  to crypto markets. Powered by proprietary AI algorithms and advanced risk management frameworks, Iqana goes beyond trading systems: we’re creating a full-stack AI advisor that integrates portfolio management, financial planning, and quantitative hedge-fund strategies into one simple experience.

Backed by top investors and advisors, and fresh from a successful Pre-Seed round, we’re scaling our founding team to shape the future of how the world invests in digital assets.

About the Opportunity

 Are you passionate about AI, crypto, and building systems that transform how people invest? Do you want to work across cutting-edge infrastructure while shaping user-facing AI features? If so, this role is for you.

We’re looking for a Software Engineer — AI & Trading Infrastructure  to design, build, and scale the backbone of our wealth management and algorithmic trading systems. You’ll work across our stack (Python, React/TypeScript, Django, AWS, APIs, data pipelines ) and take responsibility for the Iqana AI platform — developing cross-functional features across front-end and back-end, ensuring seamless integration of AI into investor-facing experiences.

What a Typical Week Might Look Like

• Work hand-in-hand with the CTO to architect and scale trading and portfolio infrastructure.
• Ship features that integrate AI into real investment experiences used by clients.
• Build and enhance market data pipelines and optimize system performance.
• Develop intuitive web applications where investors interact with AI-driven insights.
• Work cross-functionally with product and design to create seamless experiences.
• Join weekly product and strategy sessions with the founding team to align tech priorities with business growth.
• Proactively monitor system health, review logs, and improve resilience of trading and advisory operations.
• Test, learn, and iterate features based on market needs and customer feedback.

Key Responsibilities

• Web Applications  — Build secure, intuitive web apps for portfolio management and AI-powered advisory features.
• Backend APIs  — Design and implement scalable APIs connecting AI, trading, and user-facing systems.
• Data Infrastructure  — Architect and optimize market data ingestion and ETL pipelines, integrating with multiple crypto exchange APIs and on-chain sources.
• Cloud-Native Systems  — Deploy and monitor scalable architectures on AWS (or equivalent) to support high-performance computation and fault-tolerant operations.
• Innovation  — Stay ahead of trends in trading infra, AI systems, and crypto technologies, applying them to real-world investor needs.

What We’re Looking For

• 3+ years of software engineering  experience; experience in a startup or fast-paced environment is a plus.
• Strong software engineering skills in Web Applications.
• Experience with data integration  and building robust ETL/streaming pipelines.
• Strong understanding of cloud platforms  (AWS, Azure) and cloud-native architecture.
• Hands-on experience with APIs
• Familiarity with DevSecOps  best practices, CI/CD, containerization (Docker/Kubernetes), and infrastructure-as-code.

Nice to Have 

• Experience with financial data, trading systems, or quant platforms.
• Familiarity with DeFi protocols, blockchain analytics, or on-chain data.
• Prior experience building backtesting engines or simulation frameworks.

What’s in it for you?

• Founding team member opportunity  — Be one of our first hires, build with us from the ground up and shape the world’s first AI-powered crypto wealth manager.
• High-impact projects  — Work on AI + fintech challenges where your code directly impacts investors.
• Fast-track career growth  in a high-performance environment where your impact is visible and rewarded, and where you scale into leadership roles as the company and tech expand.
• Meaningful equity package  — Become a true owner in the upside.
• Be part of a top-tier fintech startup  — Backed by experienced investors and advisors, building the future of digital asset investing.
• High ownership and autonomy  — You’ll design, build, and ship — no layers, no bureaucracy.

We’re committed to investing in your future—whether it’s funding courses, certifications, or other educational opportunities, we want you to continually grow and excel.

Career Progression

As one of our founding engineers, you will start by owning critical systems and infrastructure design, evolve into Tech Lead for AI & Trading Infrastructure  and later into a Head of Engineering  as the team grows, and help build and mentor the next generation of engineers that will scale Iqana’s technology.

Compensation

At Iqana, we believe in transparency and competitiveness:

• Base Salary Range:  €41,000 - €51,000 gross annual + 10% bonus.
• Equity Package:  Meaningful equity package — share the upside as we grow from Pre-Seed to global scale.
• Total Compensation:  Competitive and designed to grow as we scale, with compensation reviews twice per year.

Software Engineer

Are you a Software Engineer who wants to apply their technical expertise to real innovation projects? At Mosaic Factor , we specialize in developing custom AI algorithms and turning them into robust and scalable software applications for the mobility and logistics sectors, combining Big Data, Machine Learning, and Artificial Intelligence in solutions with real impact.

ABOUT THE OPPORTUNITY

We are looking for a Software Engineer with solid software engineering background to join our team in developing innovative solutions that solve real market problems. You will primarily work on developing complex and scalable back-end systems for AI solutions, with opportunities to contribute to front-end development when needed.

Your expertise will be key to transforming research concepts into productive applications that optimize urban transport, improve global logistics, and contribute to more sustainable cities. You will collaborate closely with data scientists, domain experts, and researchers in an environment where technological innovation combines with real social impact.

WHAT YOU NEED TO EXCEL

Education and Experience

• Degree in Computer Science , or related field
• 3+ years of experience in software development, with emphasis on back-end systems
• Proven experience in real development and production deployment projects

Core Technical Expertise

• Programming Paradigms : Solid knowledge of object-oriented, functional, and other programming paradigms
• Languages : Professional experience with Java and Python , with ability to work efficiently in both
• Software Architecture : Deep knowledge of design patterns, SOLID principles, and scalable architectures
• APIs and Microservices : Experience designing and implementing RESTful APIs and distributed architectures

Front-End Development (Highly Valued)

• React : Practical experience developing user interfaces with React and its ecosystem
• JavaScript/TypeScript : Solid knowledge of modern front-end stack
• UI/UX : Ability to create intuitive interfaces that handle complex data

DevOps and Infrastructure

• Containers : Experience with Docker and container orchestration
• CI/CD : Knowledge of continuous integration and deployment pipelines
• Cloud Platforms : Familiarity with AWS, GCP, or Azure for production deployment
• Tools : Git, monitoring systems, and observability tools

AI/ML Knowledge (Differential Plus)

• Fundamental Concepts : Understanding of Machine Learning algorithms and their practical application
• Model Integration : Experience integrating ML models into production applications
• Generative AI : Knowledge of LLMs, RAG, or agent frameworks for innovative applications
• MLOps : Experience in model lifecycle, from development to production monitoring

WHAT WE OFFER

Real Innovation Projects

• Prediction Systems for route optimization and urban fleet management
• Data Platforms that process mobility information in real-time
• AI Solutions for sustainable logistics and efficient eCommerce
• Advanced Applications that combine European research with practical implementation

Professional Growth

• Direct collaboration with international researchers and experts
• Participation in Horizon Europe projects and innovation initiatives
• Continuous training in emerging AI technologies and software development
• Exposure to different domains: automotive, smart cities, green logistics

Flexible Work Environment

• Hybrid mode : Barcelona city center office + remote work
• Flexible hours that adapt to your productivity and work style
• International team with collaborative and supportive culture
• Relaxed atmosphere where ideas and technical contributions are valued

Benefits and Compensation

• Competitive salary according to your experience and contribution to the team
• Comprehensive social benefits
• Training budget and participation in technical conferences
• Flexibility to explore new technologies and innovative approaches

YOUR RESPONSIBILITIES

Back-End Development

• Design and implement robust and scalable back-end systems
• Develop efficient APIs that integrate complex data and AI algorithms
• Optimize performance of applications handling large data volumes
• Maintain code quality through best practices, testing, and technical documentation

Front-End Contribution

• Develop intuitive interfaces using React to visualize complex data
• Collaborate in designing user experiences that facilitate decision-making
• Integrate front-end with back-end systems efficiently and maintainably

Integration and Deployment

• Implement solutions in high-availability production environments
• Manage CI/CD pipelines for automated and secure deployment
• Monitor production systems and resolve incidents proactively

Collaboration and Innovation

• Work closely with data scientists to productize research algorithms
• Participate in defining technical architectures for new projects
• Contribute technical ideas to improve existing processes and solutions
• Stay updated on emerging technologies relevant to the domain

Are you ready to apply your software engineering expertise to projects that truly matter? At MOSAIC Factor you will have the opportunity to work at the intersection of advanced technology and social innovation, developing solutions that contribute to a more sustainable and intelligent future. Join our team and be part of the technological transformation in mobility and logistics.

ABOUT THE OPPORTUNITY

Are you ready to embark on an exciting journey with Permisso, the trailblazers of digital transformation in the financial services industry?

You will play a pivotal role in shaping the future of financial services across Europe. We're on a mission to create a more transparent, fair, and user-centric landscape, and we're building the rails to collect, process, and share financial, employment, and other crucial data in real-time.

If you're passionate about driving change, pioneering innovation, and achieving remarkable results, this opportunity is for you!

Your main role here will be to build the product which is developed predominantly using Typescript and MongoDB on the backend, React on the frontend and python for the data extraction and data parsing services. You will be part of one of the product teams, creating new features and improving the already existing ones.

At Permisso, we place value in our office culture - the relationships and collaboration it builds and the creativity it brings to the table. We operate as an office first company, understanding remote as a tool that helps ensure our team can create a work-life harmony that best fits them.

WHAT YOU'LL BE DOING

• Design, develop, test, deploy and maintain software in a thriving environment.
• The work will focus mostly on creating new features for our tech product and make improvements on the existing ones.
• Work within your cross-functional team (designers, engineers, …) to uphold the highest technical standards right across the product.
• Test, learn and iterate features based on market needs and customers’ feedback.

WHAT YOU’LL NEED

Background:

• Minimum 4 years of experience, some of them in a startup environment in similar roles (preferably if you have been in different startups).
• You have worked using agile methodologies (preferably SCRUM).

Skills:

• Knowledge in object-oriented programming following industry best practices such as SOLID, Clean Code, Design Patterns, Unit Testing, TDD, CI/CD, etc.
• Automatic testing knowledge and experience.
• Work well as part of a team in a fast-paced environment.
• Communication and organisational skills.
• Language Skills: full professional proficiency in English.

Traits:

• Highly motivated and not afraid of getting things done.
• Ready to take high impact decisions, risks and responsibilities in their daily work.
• Motivation to keep learning to write maintainable and well-tested code.
• Give and receive open, direct and timely feedback.

WHAT’S IN IT FOR YOU:

• We have an open and structured career ladder. Your salary will be based on your position based on your seniority and ladder level. The ladder levels that will fit into this position have a base salary between 45k€ and 65k€.
• Variable pay of up to 10% of your gross annual (paid every six months) depending on your performance and company performance.
• Early-stage equity, giving you a stake in our exciting journey
• A total of 26 days of paid vacation: 23 days of paid vacation + 1 day off for your birthday (because it’s your bday!) + 2 days off for Christmas and New Year's Eve

THE HIRING PROCESS

1. Cultural Fit Interview: We’ll get to know what motivates you and share what drives us to ensure we’re a great match.
2. Technical Home Test: A practical test designed to be completed in 2-4 hours.
3. Technical Review & Interview: We’ll discuss your approach to the test and cover other technical aspects of your background and experience.
4. References & Team Meet: We'll ask for a couple of references for a quick call. You'll also have a chance to meet the rest of the team. If all goes well, an offer will follow!
5. Onboarding! Welcome to Permisso!

WHO WE ARE

Financial services are moving fast towards full digitalization. One of the most important catalysts for that has been fintech enablers and infrastructure. Consumers can now compare, apply and subscribe to a full set of financial services online including legacy products such as insurances, loans, car rentings, or even mortgages. Easiness, user experience and velocity in every step of the process is crucial in order to remove friction points to make those products fully digital. Access to relevant, accurate and actionable data from applicants at speed is the pillar to meet both consumers and financial services needs.

At Permisso we are building the rails to collect, process and share financial, employment and other relevant data in real-time, securely and automatically directly from third parties’ products.

Our smart open data solution combines a robust yet simple API with a suite of low-code and no-code tools to help our customers (the new wave of fintechs, proptechs, insurtechs, tax management companies in Europe) collect and digest the necessary data from their users within their apps, communication channels and operations.

Founded by 3 experienced entrepreneurs in fintech and digital banking, and backed by top-notch national and international investors (including JME, Draper B1, Notion Capital and serial fintech entrepreneurs), Permisso aims to create a new business standard for financial services, much more transparent, fair and closer to the end-user.

Because shaking an entire industry is not an easy task, the company encourages ownership, innovation and creativity to foster incremental and lateral thinking in order to solve complex and high-impact problems.